Kids can often teach adults some important lessons. For example, 11-year-old Ruby teaches compassion, consideration, and generosity of spirit. She saw residents of a nursing home who were sad, missing the little pleasures in life, and she did something about it. Read about what she did, why, and the results at 11-Year-old Girl Has Been Granting the Simple Wishes of Nursing Home Patients.
Tag Archive for nursing home
Now I’m getting offers for a “Home Equity Conversion Mortgage,” although it sure seems like a “Reverse Mortgage” to me. Rules are the same. If you’re considering one, figure out if you can live with those rules (from AAG mailing):
- You must occupy your house as your primary residence. [Reasonable.]
- You must pay for ongoing maintenance, or the loan becomes due and payable. [Does the loan default if they decide that your maintenance isn’t adequate?]
- You pay all taxes and insurance. [Can be expensive.]
- Loan is due and payable, and maybe foreclosed on, when you, (the borrower) or “eligible [whatever that is] non-borrowing surviving spouse” dies, sells the house, moves out permanently [can mean into a nursing home], defaults on taxes or insurance payments, “or does not otherwise comply with the loan terms [you know, all that legalese in the fine print that’s hard to read or understand or is vague enough for them to interpret it their way].
By the way, you still pay interest, because it’s still a loan. And your income taxes get complicated.
Pass on this information to all your older friends and relatives before they sign on to one of these “fantastic deals”!
Check out this video. It’s a great idea. There must be SOME way we could do this in our own communities.
You’ve heard about “therapy dogs,” but have you ever seen one in action? Nala, a teacup poodle, is sensitive to people’s needs and chooses whom to visit at this Minnesota nursing home.
Warning: This video may cause clouding of vision.