Yes, you’d love to give more, but what can you do on such a tight budget? The answer: always keep others in mind. Use coupons and set aside the savings until you have, say, $20 to donate to a charity. Recycle often, keeping the money in a baggie in your purse—and give what you have to the next homeless person you meet. Watch for good 2-for-1 sales and donate that second box of cereal or sack of flour to a food bank, the food collection at your place of worship, or a family you know who needs it.
If you go to garage sales, pick up clothing and household items in good condition to give to a shelter for battered women or an organization helping disaster victims. Cashing in on a great sale on yarn? Get extra and make items for layette programs sponsored by many churches. We don’t need to be rich to make a difference; we just need to watch for opportunities to help make life better for others.