Tag Archive for charity

Charity on a Budget

Yes, you’d love to give more, but what can you do on such a tight budget?  The answer: always keep others in mind.  Use coupons and set aside the savings until you have, say, $20 to donate to a charity.  Recycle often, keeping the money in a baggie in your purse—and give what you have to the next homeless person you meet.  Watch for good 2-for-1 sales and donate that second box of cereal or sack of flour to a food bank, the food collection at your place of worship, or a family you know who needs it.

If you go to garage sales, pick up clothing and household items in good condition to give to a shelter for battered women or an organization helping disaster victims.  Cashing in on a great sale on yarn?  Get extra and make items for layette programs sponsored by many churches. We don’t need to be rich to make a difference; we just need to watch for opportunities to help make life better for others.

Teaching Charity

A fellow parishioner decided when her kids were very young that they needed to learn charity.  She taught them to give something to every person who asked.  Each time that they were approached by the disabled vet outside the drug store, the homeless man on the street, the uniformed woman from the food-providing agency, the Salvation Army man with the Christmas kettle—anyone asking for help or for their aid in helping others—they would give a little something.  I asked, “What if the person’s a fake or will spend the dollar on alcohol or drugs?”  Her answer was another question: “What if they really do spend it on food for themselves or their family?”  This woman was teaching her children an important fact.  That is, it’s our job to be charitable; it’s God’s job to decide who He sends our way and why.

Use Your Brain and Your Heart

You may want to give in to charitable appeals for recent tragedies, like mass shootings, earthquakes, and fires.  But don’t just follow your heart–engage your brain. Be sure those donations do some real good for real people rather than enriching scam artists or CEOs.  Clark Howard offers some tips:

  • Don’t give cash. Legitimate charities will take a check.
  • Don’t give out your credit card, bank account or personal information to telemarketers. If you want to donate, initiate the call yourself.
  • Don’t fall for Internet appeals if the cause does not look legitimate and doesn’t check out. Make sure to do your research!
  • Expect specific information. Ask what kind of relief this organization is going to provide. Don’t accept vague explanations.
  • Check out the charity with national, state, and local authorities. Established charities register with the Internal Revenue Service. You can search for specific non-profit organizations on the IRS website: irs.gov.
  • Beware of newly formed organizations. If the charity is new, you may have to rely on your relationship with the company or sponsor of the organization to determine whether you trust the group.
  • Report abuses to the nearest Better Business Bureau and the State Attorney General’s office. Both are listed in local telephone directories. You can also report abuses to the National Fraud Information Center at (800) 876-7060. NFIC also has a web-based complaint form at www.fraud.org.

And here’s one of my own:  Check to see how much of your donation will go to charitable work as compared to administrative costs (including CEOs) and fundraising costs.  Look them up at www.CharityNavigator.org or the Better Business Bureau site www.BBB.give.org.

For more tips on donating, check out Clark’s Donation Guide.

Helping Flood Victims–Don’t Do This

There are tragedies and suffering from catastrophes in various parts of the world, including floods in our own country.  You probably want to help somehow. For most of us, all we can do is to donate to charities that are on the scene helping the victims.  Go ahead.  But be sure those donations do some real good for real people rather than enriching scam artists or CEOs.  Clark Howard offers some tips:

  • Don’t give cash. Legitimate charities will take a check.
  • Don’t give out your credit card, bank account or personal information to telemarketers. If you want to donate, initiate the call yourself.
  • Don’t fall for Internet appeals if the cause does not look legitimate and doesn’t check out. Make sure to do your research!
  • Expect specific information. Ask what kind of relief this organization is going to provide. Don’t accept vague explanations.
  • Check out the charity with national, state, and local authorities. Established charities register with the Internal Revenue Service. You can search for specific non-profit organizations on the IRS website: irs.gov.
  • Beware of newly formed organizations. If the charity is new, you may have to rely on your relationship with the company or sponsor of the organization to determine whether you trust the group.
  • Report abuses to the nearest Better Business Bureau and the State Attorney General’s office. Both are listed in local telephone directories. You can also report abuses to the National Fraud Information Center at (800) 876-7060. NFIC also has a web-based complaint form at www.fraud.org.

And here’s one of my own:  Check to see how much of your donation will go to charitable work as compared to administrative costs (including CEOs) and fundraising costs.  Look them up at www.CharityNavigator.org or the Better Business Bureau site www.BBB.give.org.

For more tips on donating, check out Clark’s Donation Guide.

How NOT to Help

There are tragedies and suffering from catastrophes in various parts of the world, including floods in our own country.  You probably want to help somehow. For most of us, all we can do is to donate to charities that are on the scene helping the victims.  Go ahead.  But be sure those donations do some real good for real people rather than enriching scam artists or CEOs.  Clark Howard offers some tips:

  • Don’t give cash. Legitimate charities will take a check.
  • Don’t give out your credit card, bank account or personal information to telemarketers. If you want to donate, initiate the call yourself.
  • Don’t fall for Internet appeals if the cause does not look legitimate and doesn’t check out. Make sure to do your research!
  • Expect specific information. Ask what kind of relief this organization is going to provide. Don’t accept vague explanations.
  • Check out the charity with national, state, and local authorities. Established charities register with the Internal Revenue Service. You can search for specific non-profit organizations on the IRS website: irs.gov.
  • Beware of newly formed organizations. If the charity is new, you may have to rely on your relationship with the company or sponsor of the organization to determine whether you trust the group.
  • Report abuses to the nearest Better Business Bureau and the State Attorney General’s office. Both are listed in local telephone directories. You can also report abuses to the National Fraud Information Center at (800) 876-7060. NFIC also has a web-based complaint form at www.fraud.org.

And here’s one of my own:  Check to see how much of your donation will go to charitable work as compared to administrative costs (including CEOs) and fundraising costs.  Look them up at www.CharityNavigator.org or the Better Business Bureau site www.BBB.give.org.

For more tips on donating, check out Clark’s Donation Guide.

Where Are the Donations to Our Vets?

A person who holds a “huge” rally to raise money to benefit our veterans and manages to raise $6 million should be praised–unless he doesn’t get that money to the 24 organizations he promised it to.   Yes, some donors gave money directly to the charities rather than through the Donald J. Trump Foundation, and about half of the amount has found its way to the charities.  Where’s the rest?  Will the other charities ever get their checks?  Some have, once the Foundation was reminded.  How much reminding and media pressure will it take to get the promised funds to the charities?

Our veterans, who are struggling with health, mental, and financial difficulties as a result of their service to our nation, deserve better treatment.

(Read story in the Washington Post article “What ever happened to all that money Trump raised for the veterans?

 

 

25 of the Worst Charities

We’re entering the season of giving, the season when we’re most generous and open to those needing help.  Therefore, it’s the season to be particularly careful.  Think twice before giving in to knocks on your door, phone calls, and collectors-for-charities outside your supermarket.

Unfortunately, the season of love is also prime season for scams.

Last December, in my blog “Don’t be Charitable to Scammers,” I offered ideas to help you make sure your money goes to a reputable place who will help people in need or suffering terrible illness.  Today I suggest you go to a site that lists the top 25 terrible “charities”–some you may have heard about, some who may be calling on you soon.  This site also gives suggestions to avoid scams, including some from the IRS.

Before you give another penny, please go to http://www.dailykos.com/story/2015/11/13/1449096/-25-of-America-s-worst-charities-plus-tips-on-how-to-avoid-getting-scammed?detail=email.

 

Mandela on Overcoming Poverty

 Today’s Thursday Thought:

Don’t Be Charitable to Scammers

You may be tempted to give in to charitable appeals between now and Dec. 31, the deadline to claim them on your 2014 taxes.  But be sure those donations do some real good for real people rather than enriching scam artists or CEOs.  Clark Howard offers some tips:

  • Don’t give cash. Legitimate charities will take a check.
  • Don’t give out your credit card, bank account or personal information to telemarketers. If you want to donate, initiate the call yourself.
  • Don’t fall for Internet appeals if the cause does not look legitimate and doesn’t check out. Make sure to do your research!
  • Expect specific information. Ask what kind of relief this organization is going to provide. Don’t accept vague explanations.
  • Check out the charity with national, state, and local authorities. Established charities register with the Internal Revenue Service. You can search for specific non-profit organizations on the IRS website: irs.gov.
  • Beware of newly formed organizations. If the charity is new, you may have to rely on your relationship with the company or sponsor of the organization to determine whether you trust the group.
  • Report abuses to the nearest Better Business Bureau and the State Attorney General’s office. Both are listed in local telephone directories. You can also report abuses to the National Fraud Information Center at (800) 876-7060. NFIC also has a web-based complaint form at www.fraud.org.

And here’s one of my own:  Check to see how much of your donation will go to charitable work as compared to administrative costs (including CEOs) and fundraising costs.  Look them up at www.CharityNavigator.org or the Better Business Bureau site www.BBB.give.org.

For more tips on donating, check out Clark’s Donation Guide.