Tag Archive for legal

Fireworks & Your Insurance

Independence Day is this weekend. Traditionally, we celebrate the 4th of July by setting off fireworks in our yard or maybe in the middle of our court. Add a bit of alcohol to the participants, and carelessness can lead to injury and property damage. That’s why fireworks of all kinds, even the “Safe and Sane” variety, are banned in many places.

Here’s the thing. If they are banned, that means they’re illegal. If you set off illegal fireworks and they hurt someone or burn down your house, your homeowner’s insurance (or any insurance) will NOT cover you. You’ll be left to bear the financial burden totally yourself. (This, of course, is on top of the fine you’ll get.) If you burn down someone else’s house (or nearby business), their insurance company will pay to rebuild their home–then sue you to get their money back.

So, take this into consideration when those fireworks look so tempting. I hope you’ve learned what most of us have, that the idea that “it won’t happen to me” is totally untrue and a dangerous premise to base your actions on.

Please have a safe holiday without fireworks. My property and my dog will thank you.

Bees on Pot?!

Yup. It’s happening. And it’s a good thing. Bees are dying out, but we humans need them to pollinate plants we eat and to nourish animals that become our food. We don’t think of that when we shoo them away or kill them.

There are things we can plant to help bring back the population. And if you’re growing marijuana in your back yard, you may already be doing your part.

This article explains the bees’ vital contribution to humans, what plants we can plant to sustain them, and the place cannabis crops have in helping these little creatures: If you want to save bumble bees, plant these flowers in your yard

Your Phone May Be Stalking You

You may have a stalker and not know it lurking on your phone, following you physically or through your data. You may have downloaded the app, or someone with access to your phone could have. They’re sold as legal ways to monitor your kids or employees, but they don’t stop abusers from tracking you on line or physically.

The FTC is cracking down on them. The first three they’ve officially banned are these: Phonesheriff, Teenshield, and Mobilespy. If you see one of these in your list of apps, delete it. Don’t depend on the icon, because someone with access to your phone could download it then just delete the icon but leave the program running in the background.

Keep a look-out, too. If you have a stalker who knows specific information about you, or you see unexplained charges on your phone bill, or even if you have trouble turning off your phone, you may be a victim. Be safe.

How to Avoid Paying Income Tax

There IS a legal way to avoid paying income tax, if you can afford it. Just buy Chevron, Netflix, or Salesforce. According to the Institute on Taxation and Economic Policy, Netflix and Chevron took legal tax breaks in 2018 that, combined, added up to $200 million, and none of the three corporations paid any income tax at all that year.

Mmmmm…I wonder if I could do a GoFundMe….

Is That Legal?

There’s SO much arguing back  and forth about what is legal. As today’s Thursday Thought quote points out, that isn’t the real issue.

“Something must happen so as to touch the hearts and souls of [all people] that they will come together, not because the law says it, but because it is natural and right.”  — Martin Luther King, Stride Toward Freedom, 1958

How to Get Away with Raping a Child

It’s easy in some states–just marry the child.  Child marriage is legal in all states, leaving an “out” for someone caught abusing a child. Next week, Florida will possibly be the first state to ban this practice.  It’s about time we stop this crime against American children and close the loopholes that some lawmakers want to keep open.

Go to America’s child marriage cover up to read more and sign a petition to ban child marriage in Florida.  It may not be your state, but the ban has to start somewhere, and politicians respond to being put into the national spotlight.  Another thing you can do is to contact your own state’s representatives and demand that they introduce legislation to enact such a ban.

For the sake of the children.


In Defense of Sexual Predators

I hate to say it, but these guys being accused of sexual assault and misconduct MAY have a defense strategy, saying it was acceptable behavior “back then.”  I’m talking about accusations of events happening decades ago, not ones in the relatively recent past (but someone would have to define that). It definitely isn’t right or moral, but that could very well be set aside.

It happened to me—the butt pats, uncomfortable arm around me, “accidental” breast-brushing, off-color comments about my appearance.  But who could I complain to? Our male boss or his male boss? The men who observed and laughed about it? It wasn’t illegal, so the police would tell me it was just boys being boys, that they were showing their affection for and acceptance of me as a colleague, and I should be a good sport.  Problem is, the attitude I attribute to the police was, in general, society’s attitude at that time.

I’m not trivializing what any woman has gone through.  As I said, I’ve been there and know how it feels and the awkward, even professionally precarious position it puts a woman in.  But I foresee lawyers arguing their clients’ cases, with the spin they’ll likely put on it.  And the greater the number of older men who are accused, the easier the spin.

Let this be a warning to all “good old boys,” which, thankfully, are no longer the majority of men: times have changed, so be a good sport about it and change your ways.


Why Hate

The FBI just came out with a report on hate crimes in the U.S. in 2016.  They cited 6,121 cases during the year, BUT those were the ones that were reported and rose to the legal level of being criminal incidents.  How many more were there, I wonder. Far too many.

So why do people commit hate crimes to begin with? The FBI broke it down into three major categories: 57.5% were motivated by race, 21% by religion, and 17.7% by sexual orientation.

Are we so afraid of people of different races and religions and sexual orientations other than our own?  Are they, simply because of those differences, out to get us? Of course not. So why are we out to get them?

Something to think about.

Can’t Waste that Execution Chemical!

Next month Arkansas will go on a marathon of executions–8 people in 10 days–that mean doing 4 doubles.  This has never been done before.

Why are they doing this?  Is it because they need to lessen the prison population because of overcrowding?  To end these prisoners’ cruel anxiety of having death constantly hanging over their heads?  To give faster “closure” to victims’ families?  Because a new law was passed?  No.

This  stepped-up execution schedule, after carrying out no executions for almost 12 years, isn’t for legal or humane reasons.  It’s because one of the chemicals used in their executions is  about to expire and they don’t want to waste it.

Unbelievable?  Read  Accelerated executions: Arkansas plans 8 over 10-day period.

Extra stress on staff is expected, so counselling is being arranged for them.  And they promised that they’ll do everything right, even though horrific mistakes have been made during single executions under far less stressful conditions.

The whole thing gives me great pause.


Pay Up and Keep Paying

Ever been tempted to get a payday loan?  It’s so easy…and so dangerous.  As Credo points out, “The dirty secret of the payday lending industry is that there is no money in people repaying their loans on time. The key to the whole profit-making engine that makes lenders’ Wall Street backers rich is tricking people into taking out one loan and then locking them into months or years of debt. Charging hidden fees and demanding sky-high interest rates, payday lenders are little more than legal loan sharks.

Too many people, vulnerable because of low-paying jobs, a sudden medical or auto expense, and a hundred other situations, fall into this trap.  And it’s legal.

Read more about this at Credo Action.  If you think the Consumer Protection Agency should crack down on payday lenders, use Credo’s webpage to send them a strong message telling them just that.