Tag Archive for card

Cards that Keep on Giving

Thinking about putting Christmas decorations away for the year? Be sure to recycle those Christmas cards that gave you warmth and beauty over the season: make postcards out of the fronts; use them in arts and crafts projects; make a collage to form a photo-album cover; use clear sides for notes; donate them to St. Jude’s Ranch for Children or another charity; or (as a last resort) put them into the recycle bin.

[For more easy, money-saving, Earth-friendly tips, download a FREE copy of Green Riches: Help the Earth & Your Budget. Go to www.Smashwords.com/books/view/7000 or your favorite e-book seller and download to your computer or e-book device. Totally free, with no strings attached.]

Credit Cards and Disabilities

I may have to re-start paying cash for everything. I’d miss the cash-back percentage I get from my credit card company, but I may have no choice.

Go back a bit, when those card readers were installed for “our convenience.” Even at my doctors’ offices they’re up high on a counter. That’s great for people who aren’t in a wheelchair or scooter, like me, but too high for me to swipe. Then they added the chip, with a slot that was lower. But many of the card readers don’t angle down to a usable position for me–some don’t allow any real space between the reader and the counter top for a person to manipulate the card into the slot.  And as far as signing, forget it, because the screen is at the highest point on the reader. I’m lucky if I can scrawl an “X” or have the cashier do so, neither of which is exactly a secure signature.

Now they’re talking about using a fingerprint for ID.  Since I can’t lift my arms any further than straight out (on a good day), how will I be able to press my finger against their screen?  Also, I worry about my often-home-bound friends (especially in bad weather). They (sometimes me) depend on others to do their shopping, sending along their credit card.  We can’t send along our finger, so the card is useless.

Credit card companies should realize that people with disabilities spend as much (or more) money than everyone else, and that everyone else is, in fact, only currently non-disabled. If they want our money, they need to make it easier for us to spend it.

Military Moms and Mother’s Day

Mostly, the media covers men in the military, showing their kids running into their arms when their dad suddenly appears home on leave. Imagine being a mother deployed far away from your kids, and imagine her feelings on Mother’s Day.

I invite you to remember these military moms by signing this thank-you card sponsored by the USO.  They won’t be able to be with their kids this coming Sunday, but at least they’ll know that we care about and appreciate them.

Warning to Widows/Widowers & Others

My husband passed away over a year ago, but I’ve been keeping his email account open to tie up loose ends.  I was about to close it yesterday and discovered that his credit was still available.

I had frozen my credit at all three agencies but left his, thinking that it would disappear after he died.

The problem here is that our credit info was on each other’s  report, since we co-borrowed, for example, home and auto loans.  I started to wonder, then, if someone could access my information through our shared data and gather enough from it and elsewhere to steal my identity.  Nobody that I asked could answer for certain if his open credit could help lead to my identity theft.

So I froze his credit yesterday. Considering how lax at least one of the credit reporting agencies has been in guarding our information, I felt it would be a good idea.  Especially since older persons and widowed persons are often targets of financial scams.

You might want to freeze your credit, too.  Even if you aren’t widowed.  You can unfreeze it if you need to apply for a loan or new credit card.  Be sure you do so at all three credit reporting agencies: Equifax, TransUnion, and Experian.  It’s easy to do online.

Be safe.

 

Ah, Those Beautiful Christmas Cards….

Recycle those Christmas cards: make postcards out of the fronts; use them in arts and crafts projects; make a collage to form a photo-album cover; use clear sides for notes; put them into the recycle bin.

[For more easy, money-saving, Earth-friendly tips, download a FREE copy of Green Riches: Help the Earth & Your Budget. Go to www.Smashwords.com/books/view/7000 or your favorite e-book seller and download to your computer or e-book device. Totally free, with no strings attached.]

Feel Less Guilty About Christmas

Look at the mess (before and after Christmas)--tossed gift wrap (can’t burn the wrap with wax or metal in it), lots of leftovers (can’t eat it ALL), cards to toss into the garbage (pretty and thoughtful, but…), bubble wrap to get rid of (after the fun of popping all the cells), an empty gas tank (the sales! the sales!), a droopy tree (now a fire-hazard)…. It’s all quite a downer, spoiling the season.

Take heart.  There’s help.  Read (and follow) the suggestions in the article 10 Ways to Feel Less Guilty About Waste this Christmas.

[Thanks to Lynda DeManti for sending me this.]

Have a merry–and guilt-free–Christmas!